Empowering Local Business with smart finance tools
Easy tool, Instant solutions for every business owner

Finance Tools for Local Business Owners
Udhaar Manager
Maintain a smart digital record of all "liya" and "Diya" transactions. Say goodbye to paper khatas!
Invoice Buddy
Create professional invoices quickly. Download in PDF and share with customers in just a few clicks.
Easy EMI Calculator
Instantly Calculator your monthly EMIs. Just enter loan amount, interest rate & tenure- get instant results
Who Can Use These Tools?
Our tools are designed for busy small business owners who want simple, effective solutions.
Kirana / Grocery Store Owners
Salon & Beauty Parlours
Tailors & Boutique Owners
Electricians, Plumbers & Local Technicians
Small Traders & Distributors
Freelancers & Self-employed
How It Works
🧰 Select Tool →
✍️ Enter Details →
✅ Get Result
Why GeniusPaisa?
GeniusPaisa is built to simplify finances for small and local business owners. Whether it's creating invoices, tracking udhaar, or calculating EMIs — our smart, easy-to-use tools help you save time, avoid mistakes, and focus on growing your business. No confusing spreadsheets. No technical skills needed. Just simple solutions for real problems.





FAQ GeniusPaisa Tools
Your doubts, answered clearly so you can focus on your business.
What does the Invoice Generator tool do?
It helps you create professional-looking bills/invoices easily that you can download and send to your customers in PDF format.
Is my data safe and saved?
Yes, all data is stored locally in your browser. We do not store or access your personal data online.
Can I add multiple customers?
Absolutely. You can create separate ledgers for each customer.
What is the purpose of the Udhaar Ledger tool?
This tool is for local shop owners and small businesses to manage customer credit entries easily and digitally.
Can I use it for any type of loan?
Yes, it works for home loans, business loans, personal loans, and more
What does the EMI Calculator do?
It calculates your monthly loan EMI based on the loan amount, interest rate, and loan period.